Unlocking Financial Clarity:
The Path to Value Creation ​

Drive radical transparency in Financial Services technology spend

As AI and cloud costs surge under increasing regulatory pressure, leading institutions are bringing financial discipline and real-time transparency to every technology dollar. ​

Fund innovation without losing control

Projected global BFS technology spend by 2029
$ 0 T+
Average share of bank tech budgets spent on operations
0 %+
of BFS enterprises spending over $50M annually on public cloud
0 %

The opportunity isn’t to spend more. It’s to invest smarter.

Enterprises are investing billions in AI and cloud – but without visibility, value disappears. Leading institutions are embedding financial discipline into operations, connecting cost, consumption, and business value in real time.

Download the eBook to learn how to build radical transparency, and fund innovation without sacrificing control.

See the full picture. Then act on it

Gain end-to-end visibility across IT, cloud, and transformation portfolios – and make confident, defensible investment decisions. ​

2026 Technology Investment Management Report – Banking & Finance Insights 

Banking and finance organizations are accelerating investment in AI, data, and automation to strengthen security, compliance, and modernization—while costs and complexity rise. Based on insights from 287 banking and finance leaders, this infographic highlights how organizations are prioritizing spend, funding AI, and proving technology value in 2026. 

See every dollar. Total visibility. Total control.

Optimize run-the-bank and cloud spend. Make confident, data-driven investment decisions with market-leading TBM solutions across ITFM, FinOps, and Agile portfolio management.
IBM Apptio

Redirect 3–5% of your total tech budget to higher-value initiatives.

IBM Cloudability

Allocate 100% of cloud spend with real-time multi-cloud visibility - and turn cloud growth into controlled growth.

IBM Targetprocess

Turn strategy into funded execution. Prioritize by value, risk, and measurable outcomes.

Proof that financial discipline pays

See what you’re really spending

Whether your priority is optimizing cloud spend, improving IT financial management, or governing AI investment, Apptio helps financial institutions make confident, data-driven technology decisions. Connect with an expert for a personalized demo built around your institution’s priorities.